After 40+ years living in Ohio, my wife (Joyce) and I relocated to North Port Florida. My background is in the residential construction industry. I entered the mortgage industry because I want to help people achieve home ownership, whether they have good, or, not so good credit. I know the importance of educating people, especially throughout the largest financial transaction of their life. There are so many loan products available to buyers, you are going to have a lot of questions. I am very thorough, and will answer every question you have. Whether you are buying your first home, refinancing, or needing a reverse mortgage, Bayport has a product to meet your needs. I would like the opportunity to work with you and secure the financing that fits your goals and budget. Cheers!