Government-backed SBA 7(a) and 504 loans to buy owner-occupied commercial property, equipment, or fund business growth — with favorable terms and lower down payments.
SBA loans are partially guaranteed by the U.S. Small Business Administration, which lets lenders offer longer terms and lower down payments than conventional commercial loans. The 7(a) program is flexible — real estate, working capital, equipment, or acquisition — while the 504 program is designed for owner-occupied commercial real estate and major fixed assets.
BayPort helps you determine which SBA program fits and connects you with the right lender.
Small-business owners buying owner-occupied commercial property or equipment, or financing growth.
7(a) is flexible (real estate, working capital, acquisition); 504 is best for buying or building owner-occupied commercial real estate.
SBA loans can allow as little as 10% down for qualified borrowers.
For-profit U.S. small businesses that meet SBA size and use requirements.
Talk to a BayPort loan officer about SBA financing — no pressure, just clear answers.