The terms that govern your use of the BayPort Lending website and tools. Last updated: August 2026.
By using bayportlending.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site. The Site is operated by BayPort Lending, NMLS #2104798, 265 E Marion Ave, Unit 116, Punta Gorda, FL 33950, licensed in Florida and Texas. Verify our licensing on NMLS Consumer Access.
Content on this Site is for general information and is not a commitment to lend or extend credit, a rate quote, or financial, legal, or tax advice. All loans are subject to application, credit approval, and program guidelines, which change without notice. Rates, program details, and figures shown are examples unless expressly stated otherwise.
Our calculators are educational tools. Their results are estimates based on the numbers you enter and simplified assumptions; they are not offers, approvals, or quotes. Your actual rate, payment, and costs depend on your full application and current market pricing — talk to a licensed loan officer for real numbers.
Portions of this Site's content may be drafted or refined with the assistance of artificial intelligence tools and are reviewed by our team. AI-assisted content is provided for general information only and may occasionally contain errors; it does not constitute advice, and no automated system makes lending decisions about you. If you find an inaccuracy, please tell us at info@bayportlending.com so we can correct it.
Loan applications are processed through our secure third-party application platform, and the Site links to other third-party services (including social media). Those services have their own terms and privacy practices, which govern your use of them.
The BayPort Lending name, logo, and Site content are owned by BayPort Lending or its licensors. You may not copy, scrape, or reuse them for commercial purposes without written permission.
You agree not to misuse the Site — including attempting to breach security, submitting false information, or interfering with the Site's operation.
The Site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, BayPort Lending is not liable for indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
We may update these terms; continued use of the Site means you accept the current version. Questions: info@bayportlending.com or (941) 584-8724.