Commercial

Financing for commercial property

Loans for office, retail, industrial, and mixed-use properties — with a local broker who shops lenders to find your best terms.

Commercial real estate loans

BayPort arranges financing for commercial real estate — purchases, refinances, and cash-out — across office, retail, industrial, and mixed-use assets. Commercial loans qualify primarily on the property's income and the borrower's strength, with terms tailored to the asset.

As a broker, we compare lenders to match your deal with competitive structure and rate.

Key benefits

Who it's for

Business owners and investors buying or refinancing commercial property.

Quick facts

Commercial loan FAQs

What property types do you finance?

Office, retail, industrial, mixed-use, and more — ask us about your specific asset.

How is a commercial loan underwritten?

Primarily on the property's net operating income and debt-service coverage ratio, plus borrower strength.

Can I get cash out?

Yes — many commercial programs allow a refinance with cash out.

Commercial & investment financing we offer

From apartment buildings to business real estate to short-term deal financing — pick the product that fits your project.

5+ Units

Multifamily

Apartment and multifamily financing for buildings of five or more units — purchase, refinance, and value-add.

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Government-Backed

SBA 7(a) & 504

Finance owner-occupied commercial property and business needs with SBA-backed loans — lower down payments, longer terms.

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Short-Term

Bridge Loans

Move fast on your next property before the current one sells — short-term financing that bridges the gap.

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Purchase + Rehab

Fix & Flip

Short-term purchase-plus-rehab financing for investors flipping residential and small commercial properties.

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Rental Income Qualifying

DSCR Investor Loans

Qualify on the property's rental income instead of tax returns — ideal for building a rental portfolio.

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Business Property

Commercial Real Estate

Office, retail, industrial, and mixed-use — the financing you're reading about right now, compared across lenders.

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Finance your commercial property

Talk to a BayPort loan officer about your commercial financing — no pressure, just clear answers.