BayPort Lending is headquartered right here in Punta Gorda — helping local buyers, homeowners, and investors with purchases, refinancing, and investment financing across Charlotte County.
BayPort Lending is proud to call Punta Gorda home. From our office at 265 E Marion Ave, our team of licensed mortgage brokers helps Charlotte County residents finance waterfront homes, primary residences, second homes, and investment properties. Whether you're a first-time buyer exploring FHA and conventional options or a veteran using your VA benefit, we shop multiple lenders to find competitive terms.
As a local mortgage broker rather than a single bank, BayPort can match Punta Gorda buyers with the right program for their situation — including USDA financing for eligible nearby areas and DSCR loans for rental investors in the growing Charlotte Harbor market.
Punta Gorda ZIP codes 33950, 33982, and 33983 — including Punta Gorda Isles, Burnt Store, Deep Creek, and the greater Charlotte Harbor area. We also serve neighboring Port Charlotte and communities across Southwest Florida.
A bank can only offer its own products. As a broker headquartered in Punta Gorda, BayPort compares programs and pricing across multiple lenders and matches you with the most competitive fit — with a local team you can actually sit down with.
Yes. Waterfront properties are our home turf — we regularly finance canal-front and harbor-area homes in Punta Gorda Isles and Burnt Store, including jumbo loans above the conforming limit, and we'll walk you through insurance and flood-zone considerations early so there are no surprises.
Apply online in minutes or call (941) 584-8724. A licensed BayPort loan officer will review your goals, pull your numbers, and issue a pre-approval you can shop with — usually the same day.
BayPort Lending is an approved lender for Charlotte County's SHIP program — state-funded purchase assistance that can help income-eligible buyers cover down payment and closing costs. See if you qualify →
Stop by our office on Marion Ave, call, or get pre-approved online in minutes — local answers, no pressure.