Buy a Home · VA

VA Loans

You served — this benefit is yours. 0% down, no monthly mortgage insurance, and competitive rates for veterans, active-duty service members, and eligible surviving spouses.

The strongest benefit in home lending

VA loans are guaranteed by the Department of Veterans Affairs, which is why they can offer what no other program does: zero down payment AND zero monthly mortgage insurance. For most eligible buyers, a VA loan is the best deal available — and we make sure it's priced right by comparing VA lenders against each other.

Quick facts

VA loan FAQs

Who is eligible for a VA loan?

Veterans, active-duty service members, many National Guard and Reserve members, and eligible surviving spouses. We can pull your Certificate of Eligibility for you — it takes minutes.

What is the VA funding fee?

A one-time fee (typically 1.25–3.3% depending on down payment and prior use) that can be rolled into the loan. Veterans receiving VA disability compensation are usually exempt.

Can I use my VA benefit again?

Yes. Your entitlement can be restored after selling and paying off a VA loan, and in many cases you can even have two VA loans at once. We'll walk through your specific entitlement situation.

Use the benefit you earned

Get pre-approved in minutes — we'll verify your eligibility and shop VA lenders for your best rate.